A Simple 5-Step Secret Formula to Quit Your Job to Travel Long-Term

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Since January 2013 I have been able to travel long-term, either abroad or on the road without having to return to the normal working world. During that time, particularly as my blog has grown more popular in recent years, I’ve gotten more questions from readers about how they too can follow in my footsteps to create a life that involves more travel, adventure, or is simply better aligned with their values or interests. But if you want to quit your job to travel, there are some steps you should take before and after so you can sustain those travels.

A Simple 5-Step Secret Formula to Quit Your Job to Travel Long-Term travel, location-independence, budget-and-finance

Enter the Super Simple 5-Step Secret Formula (SS5SSF) to Travel Long-Term

Oftentimes, people seem to be looking for a secret or some little known trick that will allow them to do so as well… Unfortunately, there isn’t actually any secret formula, sorry about that!

But I do have a series of straight forward, simple steps (yes, five of them!) that you can take in order to free yourself from the 9-to-5 and do more of you what daydream of doing if you weren’t stuck at work. Yes, that’s all it takes if you want to know how to quit your job and travel (without running back to your old boss and begging for a job when the money runs out).

While the steps are simple, they aren’t necessarily easy (an important distinction). The reality is, it will take a lot of effort and sacrifice in order to complete them all, something most aren’t willing to do when thinking about quitting your job.

The Secret Formula to Quitting Your Job to Travel Long Term

1. Destroy Debt

For many people in America, debt has become a fact of life. Something that they accumulate as they go to college, start their own independent lives, or just due to the consumerist mentality and keeping up with the Joneses.

Sadly, we become more focused on buying things instead of experiences.

Your options in life become infinitely smaller when you are stuck in debt, there is no way around that. It becomes difficult, if not impossible, to save money, leave your job, start a business, go travel, or whatever. If it gets really bad, you’ll be trading many hours of your life each week at work to simply service the debt you’ve built (compare your true hourly wage with your interest payments).

Priority #1 for everybody should be to destroy debt.

If you’re struggling in this regard, I would encourage you to pick up a book dedicated to this topic, like Total Money Makeover by Dave Ramsey (or one of these other great financial literacy books).

If you can’t afford to buy a cheap book which will change your life and your relationship with money, then I guess it is time to beg, borrow, or steal it. Well, maybe not that last one, but you get the idea… We’ve still got local libraries, right?

Read More: Conquer Debt Mountain

Beautiful sunsets await you after quitting your job to travel, like this one in Colombia

2. Save Money

That same effort you put into paying off your debt should be then redirected into building up your savings or travel fund. Don’t get too caught up in how much money you make per year and whether you think it is insufficient (we all think we need more, me too)… But focus on increasing the percentage of your income that you can save each month… Can you sock away 10% of your income? 25%? How about 50%?

This is a double-edged sword because not only does it make you reduce your monthly living expenses (and in turn embrace frugality and minimalism), but it also allows you to put more dollars in the bank, which translates directly into more time to travel, especially when you’ve become accustomed to living on a tight budget.

Every dollar you spend now is one dollar less you can travel.

Those dollars add up into weeks or months of less travel, especially if you take advantage of geo-arbitrage and travel to countries where the dollar goes much, much further.

My rule of thumb is to plan on having at least $1,200-$1,500 saved for one month of traveling on a budget (more on that later).

You should also actively start to get rid of everything now, which means selling as much of your extraneous things as possible. This money will go directly into your travel fund and will help you become less burdened by the things in your life, freeing you up when the time comes if you’ll to be quitting a job to travel.

Read More: How to Save for a Trip

The Secret Formula to Quit Your Job to Travel Long-Term

3. Quit Job to Travel

An easy trap to fall into during this save money process is the idea that you should “just save a little more” or “next year will be perfect”. It’s not unheard of for someone to fall forever into this line of thinking (I did too until I lost my job) and you will find that it gets put off one year to the next until it never happens.

Yes, more money is always nice, but eventually, you will have to make the leap. Set yourself a hard deadline once you reach a reasonable savings goal. Tell friends, family, or even strangers online, about what you’re going to do and when you’re going to do. This is one of the central tenants of setting SMART goals.

For most, this is the scariest step. Even if it’s something you think you really want, it can be difficult to step into the unknown and take this risk. You’ll find that the worst part is just ripping off the band-aid.

Let’s not forget the planning and sacrifices you’ve been making to actually make this happen. It’s the moment of truth!

Read Next: Why Doing Hard Things Matters

The Secret Formula to Quit Your Job to Travel Long-Term

4. Travel on a Budget

Alright, now we’re getting to the fun part! First of all, long-term travel is not like a vacation. As we all know, vacations are expensive. That’s where you cram in everything you can within a one or two-week stretch of time to reward yourself for the other 50 weeks a year you spend slaving away.

Vacations are expensive.

Long-term travel is actually quite affordable. In most cases, a life of full-time travel can be had for less money than you are spending at home, living your current lifestyle. Totally crazy, yes, but I spend way less money traveling full-time than I did while living in Washington D.C. and working full-time.

If you embraced frugality and minimalism during the saving process (Step 2), you also know that you can get by with much less without really missing the things you gave up to save money… You’re not suffering, in other words, and many are often happier living frugally rather than living maxed out in debt, from one paycheck to another, and one bad move away from sending the house of cards crumbling. This entire effect is even more pronounced while traveling.

Getting started with travel hacking can also allow you to get international flights for free or even nights at luxury hotels for free. There are plenty of other tactics that long-term travelers use in order to travel cheap, ranging from VanLife (in my case, truck camping), to house sitting, and beyond.

I even wrote a book called Big Travel, Small Budget about the best tactics to save big bucks and live well (so no, none of that sleeping on the couches of strangers).

Read More: How to Travel the World on a Budget

The Secret Formula to Travel Long-Term

5. Earn More Money

At the most basic level, long-term travel will only last as long as you have savings in the bank. Therefore, using the expenses talked about above, if you have $7,200 in savings then you can expect to travel for approximately six months. Then you’d be forced to head back home and find a job. For decades, people traveled like this. They’d hit the road, run out of money, head home and find a job, save up and then quit job to travel again.

But if you start earning money on the side while traveling, even a fairly small amount, then the calculations for how long you can travel begin to change dramatically…

Let’s say you start earning $300 per month while traveling, that means that you could travel for 8 months on the same amount of savings… A whole two extra months. If you can bump it up to $600 per month, then you’ve doubled the length of your trip to an entire year.

I created an interactive side hustle calculator that allows you to input your own savings amount, estimated expenses, and side hustle income to provide you with a clearer picture of its power.

You could always look for simple jobs upon arriving somewhere, whether it is working in a hostel, a bar, seasonal or temp work, or whatever, which is another strategy that travelers have used for generations. But in the modern, Internet-based world, it is much easier to find these side hustle jobs online, which can be done from anywhere in the world and which travel with you as you hop from destination to destination (so you don’t have to search for something else every time you move).

The Secret Formula to Travel Long-Term

Freelance writing has been the main side hustle I employ (read more about how I get paid to travel the world), but there are dozens, if not hundreds, of different kinds of freelance jobs that can be performed online.

You don’t need any special degrees or qualifications online either (and no one cares about your socioeconomic background, where you went to school, your age, gender, sexual identity, or anything else), you just need to be able to deliver what the client needs and at a price that is within their budget.

The long-term goal in this step is to not only reach the point where your side hustle earnings cover your expenses completely (and thus no longer needing to touch your savings to travel), but to reach the point where you’re actually earning above and beyond your travel expenses and can increase your savings, invest, or plan for the future.

This is a step that allows you to go forever, or simply have a security blanket for when you stop traveling, settle down, and look for a “real job” and go through that job quitting process again.

Read More: 40+ Side Hustles to Earn More Money

The Secret Formula to Travel Long-Term

There is No Secret Shortcut to Quit Your Job to Travel Long-Term

So, yeah, sorry, there is no secret formula or shortcut to quitting your job to travel forever without putting in the hard work. The steps are all very straight forward and simple, but they aren’t always easy to achieve.

For most people, the process of going from Step 1 to Step 5 can take years.

Some people may take years to get past Step 1.

Steps 1, 3, and 5 tend to be the most difficult for most people. If you can do Step 1, Step 2 is basically more of the same. Step 4 also isn’t really that hard in practice, most just think it’s impossible until they actually get out there doing it and start traveling.

That whole “you can do anything you want” idea is pretty real for most everyone reading this, it’s just that we can’t do everything we want.

You could drive a luxury car, you could quit your job to travel the world, you could own a big house, you could go out to bars and restaurants every night with friends, etc… Any of those things are fairly easily achievable for most in America, but trying to have ALL of them is where things often go wrong, and then we end up with none of them. But I’m convinced that most of us have the means to pursue a life of travel if we really want it.

Don’t spread yourself thin, focus with laser-like intensity on what is important to you.

The Secret Formula to Travel Long-Term

If you want to quit your job to travel, then make it a priority. Save everything you can, sell everything you don’t need, stop wasting money on things that don’t matter to you or get you closer to your goal, stop buying things and start investing in self-education so you can earn more money as a side hustle which you can continue while you travel the world.

Each of the above steps is pretty simple, but it’s up to you to actually make them a priority and make it happen.

Read Next: My Top Budget Travel Tips, Tricks, and Resources

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A Simple 5-Step Secret Formula to Quit Your Job to Travel Long-Term travel, location-independence, budget-and-finance


Head Writer and Adventurer at Desk to Dirtbag
Ryan is an author, adventurer, perpetual wanderer, and self-proclaimed dirtbag (but that might not mean what you think). Originally from Seattle, he headed to Washington D.C. where he spent five years working for Congress before heeding the call of the wild. He set out truck camping to road trip across the American West, and then across all of Central America and South America. When he isn't on the move, you can find him living as an expat in Colombia. He is also the author of the best selling book: Big Travel, Small Budget that will help you travel more for less. Follow the adventures on social media or read more.

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Comments 1

  1. The secret formula is that there is no secret formula. I totally agree with you. Thanks for sharing this awesome inspiring article.

    Destroying debt is not easy though. Like you have mentioned it became a fact not only in the US but all over the world. While it’s still doable, it’s not something that everyone can do.

    Travelling the world has been a dream for me. You have inspired me to get back and think about this part of my life.

    Thanks again.

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